Equity-first drawdown
Equity is drawn before senior debt against approved claims, the way Australian senior facilities are structured.
Use case · cashflow
Monthly cashflow on every project.
Popurise builds a structured monthly development cashflow from the same inputs your team already enters. Equity-first drawdown, S-curve construction, statutory schedule and tail-loaded settlement, all derived, not hand-built.
The job
A cashflow you do not have to maintain.
Every input flows into one engine. The cashflow is the engine output, not a separate tab. Change a date, change a rate, and the cashflow re-derives.
S-curve construction
Construction draws follow an S-curve by default, with a manual override per project.
Statutory schedule
Section 7.11, authority fees, DA and contributions sit on the date they actually fall due.
Settlement waterfall
Per-unit settlements profile across multiple months with deposits modelled.
Finance accrual
Senior interest, line fees and establishment fees flow through the cash, monthly.
Annual roll
Monthly cashflow rolls up to annual for IC reading and capital partner packs.
When it matters
The moments where the cashflow is the deal.
Equity raise
Capital partners want a peak equity number, an equity drawdown schedule and a return profile.
Debt facility sizing
Senior facility is sized off peak debt and a defensible cashflow. Margin and ICR follow.
Programme slip
Construction extends three months. You need to know the impact on peak debt and equity timing.
Settlement reprofile
Sales reprofile across more months. You need the new waterfall and the new peak equity.
Inputs and outputs
From scheme to monthly cash.
The cashflow uses the same inputs you have already entered. No second model, no parallel set of numbers to keep in sync.
Inputs that drive it
- Scheme size, mix and per-unit revenue
- Construction $/m² by component, S-curve overrides
- Statutory and authority cost schedule
- Senior debt LVR, rate, fees, drawdown logic
- Equity quantum and drawdown order
- Programme: acquisition, DA, construction, settlement
- Selling and marketing schedule
Outputs that matter
- Monthly project cashflow with annual aggregation
- Equity drawdown schedule and timing
- Senior debt drawdown and repayment profile
- Peak debt and peak equity, dated
- Settlement waterfall by month
- CSV export for finance and capital partners
How it works
From inputs to cashflow, in four steps.
- 01
Enter the scheme and timing
Set the programme, the S-curve and the settlement profile. Popurise pre-fills Australian defaults.
- 02
Confirm the finance
Equity quantum, senior debt LVR, rate, fees and drawdown order. The cashflow derives from these.
- 03
Read the monthly cash
Monthly cashflow, peak debt, peak equity and settlement waterfall are produced automatically.
- 04
Export and share
Send the CSV to finance and the PDF summary to the capital partner. No reformatting.
Versus the alternative
A cashflow you can trust the day before IC.
Spreadsheet cashflow
The tab the analyst maintains
- Cashflow tab built by one person, by hand
- Date changes break the drawdown formulas
- Equity and debt waterfall manually balanced
- Annual roll is a separate sheet, often out of sync
- CSV export is a copy-paste exercise
Popurise
Cashflow in Popurise
- Cashflow derived from inputs by an engine
- Date and rate changes re-derive automatically
- Equity-first drawdown structured into the model
- Annual roll always matches the monthly
- CSV and PDF export ready, every time
Forecast your next project's cashflow in Popurise.
No spreadsheets. No setup. Fourteen-day free trial, no credit card.