Postcode 2137 apartment investment · New South Wales
What does an apartment investment look like in postcode 2137?
NSW publishes apartment price and rent by postcode. Postcode 2137 covers 5 localities (Breakfast Point, Cabarita, Concord, Mortlake and North Strathfield), which all read these same figures.
Using the postcode’s median apartment price and rent, the property brings in about $780 / week in rent. The loan and other costs total about $1,842 / week. The owner pays the remaining $1,062 / week before tax.
These figures apply to the whole postcode, not one suburb or one apartment. The loan is the biggest cost: with an 80% loan, the repayment is about $1,480 / week. Change the price, deposit or interest rate below to see how much the owner would pay each week.
Example only. Uses postcode-level data and the assumptions shown on this page. It is not a property valuation, forecast or recommendation.
02 · Change the numbers
Try a different price, rent or loan.
Change any number below and the full page updates straight away. Nothing is saved and your changes do not alter the public page.
Owner pays each week · before taxPostcode 2137 median example
$1,062
- Cash needed before buyingDeposit, stamp duty and estimated buying costs
- $315,837
- Rent needed to cover weekly costsUsing the current price, loan and costs
- $1,988 / week
- Price needed to reach your targetUsing the rent entered below
- $365,959
- Net rental yieldAfter property costs, before loan costs
- 1.7%
General information only. This estimate does not consider your goals, financial situation or needs. Do not rely on it as the only reason to buy a property or choose a loan.
03 · Price and rent
What would need to change?
At the median price, the rent does not cover the loan and other weekly costs. These two charts show the price or rent needed to reach the target selected above.
Purchase price
The price would need to fall by $929,041.
Weekly rent
The rent would need to rise by $1,208 / week.
Listing sites show the asking price and advertised rent. Popurise shows what those numbers mean after the loan, strata and other costs are included.
04 · Weekly costs
Where the rent goes each week.
Start with the rent, then subtract the loan and each running cost. The final number shows what the owner pays or what remains after the weekly costs.
- Rent
- $780 / week
- Vacancy allowance
- −$30 / week
- Loan repayment
- −$1,480 / week
- Strata
- −$154 / week
- Property management
- −$65 / week
- Council and water
- −$50 / week
- Insurance
- −$15 / week
- Repairs and maintenance
- −$48 / week
- Owner pays
- $1,062 / week
The loan is by far the biggest cost. It accounts for about $1,480 / week of the $1,842 / week paid each week. That is why the price, deposit and interest rate change the result more than strata or the other property costs.
05 · Cash needed
How much cash is needed before buying?
The deposit is the largest part, but it is not the whole amount. Stamp duty and other buying costs also need to be paid before settlement.
- Deposit
- $259,00020% of the purchase price
- NSW stamp duty
- $53,237No first-home concession included
- Legal and conveyancing
- $2,200
- Inspections and loan costs
- $1,400Building and pest inspection plus estimated loan setup costs
This does not include the money needed to cover weekly costs after settlement. A larger deposit needs more cash upfront but reduces the loan and weekly repayment.
06 · What matters most
What changes the weekly result most?
Each row changes one number while everything else stays the same. The change with the largest effect appears first.
Each change is tested on its own. In real life, several numbers may change together. For example, a lower price also reduces the deposit, stamp duty and loan.
07 · 5 and 10 years
What could the result look like after 5 or 10 years?
This estimate combines the weekly costs, the amount of the loan paid down, buying and selling costs and an assumed 3% yearly rise in property value and rent. The growth rate is an assumption, not a prediction.
- Assumed increase in value after 5 years
- $206,260
- Loan paid down
- $68,451
- Stamp duty and buying costs
- −$56,837
- Weekly costs paid while owned
- −$276,023
- Selling costs
- −$31,525
- Estimated result before tax
- −$89,674
This is an illustration, not a forecast. Real prices, rent, interest rates, costs and tax outcomes will differ. The result can also be worse than the estimate shown.
08 · Postcode coverage
A postcode is not one suburb — it covers 5 localities.
NSW Government apartment price and rent are published at postcode level. Postcode 2137 covers the localities below, and they all read the same figures. The map shows each locality’s ABS boundary for context — it is not an official postcode boundary.
- Breakfast PointSAL 10554
- CabaritaSAL 10734
- ConcordSAL 10999
- MortlakeSAL 12740
- North StrathfieldSAL 13019
Why one postcode page
Because the 5 localities in postcode 2137 share the identical DCJ apartment figures, one postcode page is more accurate and less duplicative than 5 near-identical suburb pages. Individual apartments and localities can perform differently from the postcode median.
09 · Data and assumptions
Which numbers are measured, and which are assumptions?
The apartment price and rent come from NSW Government data for postcode 2137. Every other number is a Popurise starting assumption that can be changed above.
Measured data for postcode 2137
These are postcode medians across many apartments and localities. A specific apartment can be very different because of its size, floor, view, building, condition and strata costs.
Middle 50% of recorded sales: $920,000 to $2,000,000 · 85 strata sales · October to December 2025
Middle 50% of new rents: $698 / week to $955 / week · 176 new rental bonds · January to March 2026
Starting assumptions
These are not facts about every apartment in postcode 2137. Replace them with the actual strata, rates, insurance and loan terms for the property being considered.
Loan
Yearly property costs
Buying, growth and selling
10 · Sources and limits
Where the numbers come from.
The apartment price and rent use the public sources below, published at postcode level. Popurise calculates the loan, stamp duty, weekly costs and 5 and 10-year estimates from the assumptions shown on this page.
NSW Communities and Justice — Rent and Sales Report (sales tables)
This is a postcode-wide median across apartments of different sizes, buildings and conditions in postcode 2137. It covers one quarter of sales and is not a valuation of any apartment.
NSW Communities and Justice — Rent and Sales Report (rent tables)
This covers new rental bonds lodged during the quarter across postcode 2137, not every existing tenancy. It combines apartments of different sizes and conditions.
Boundary data
Based on Australian Bureau of Statistics data, ASGS Edition 3 Suburbs and Localities. The highlighted shapes are the generalised ABS suburb and locality boundaries inside postcode 2137, drawn together for geographic context. They are individual locality boundaries, not an official postcode boundary, and are a separate geography from the postcode price and rent data. SAL, ASGS Edition 3, Creative Commons Attribution 4.0 International (CC BY 4.0), retrieved 2026-08-01. abs.gov.au ↗
Known limits
- The price and rent are postcode medians for postcode 2137, which covers 5 localities. They apply to the whole postcode, not one suburb, building, apartment size, floor, view, condition or strata history.
- The ABS boundaries shown are individual locality (suburb) boundaries for geographic context. They are not an official postcode boundary, and the market figures are postcode-level.
- The price and rent come from different published quarters. The sales figure uses October to December 2025 and the rent figure uses January to March 2026.
- The median price comes from 85 apartment sales in one quarter. It can move significantly between quarters and is not a property valuation.
- The loan, strata, insurance, property-management, vacancy, repair, growth and selling figures are starting assumptions. Real costs and loan terms vary by property and borrower.
Last reviewed 2 August 2026
Important information
Popurise provides general information and calculation tools.
This page is an example built from postcode-level data and the assumptions shown. It is not financial, credit, tax or legal advice, a property valuation, a forecast or a recommendation to buy, sell or choose a particular loan.
It does not consider your goals, financial situation or needs. Actual prices, rent, costs, loan terms, tax treatment and results will differ, and a specific locality or apartment can differ from the postcode median.
Check the property information and loan terms, and consider independent professional advice before acting.
11 · Common questions
Common questions about apartments in postcode 2137.
What does an apartment investment look like in postcode 2137?
Postcode 2137 covers 5 localities (Breakfast Point, Cabarita, Concord and 2 more), and NSW publishes apartment price and rent by postcode, so they all read the same figures. The typical apartment sells for about $1,295,000 and rents for about $780 / week. Under the assumptions on this page the owner is about $1,062 / week out of pocket before tax. A real apartment can differ.
Which suburbs are in postcode 2137?
Postcode 2137 includes Breakfast Point, Cabarita, Concord, Mortlake, North Strathfield. The price and rent are measured across the whole postcode, not a single suburb, so this page is one postcode page rather than 5 near-identical suburb pages.
How much cash is needed to buy an apartment in postcode 2137?
About $315,837 under these assumptions. That includes a 20% deposit of $259,000, about $53,237 in NSW stamp duty and $3,600 for legal work, inspections and loan setup. It does not include the money needed to cover weekly costs after settlement.
How much rent would cover the weekly costs?
About $1,988 / week under the current settings. The postcode median rent is $780 / week, so it would need to be about $1,208 / week higher for the rent to cover the loan and other weekly costs.
Is this based on a particular apartment?
No. It starts with the median apartment price and rent for postcode 2137, then applies the assumptions shown on this page. A real apartment may have a different price, rent, strata cost, condition, outlook, building history and loan, and a specific locality within the postcode may differ from the postcode median.
What happens if interest rates rise?
The loan is the largest weekly cost in this example. A rise from 6.3% to 7.3% means the owner pays about $159 / week more, taking the weekly amount paid from about $1,062 / week to about $1,221 / week before tax.
Where does the postcode 2137 price and rent data come from?
The figures come from the NSW Communities and Justice Rent and Sales Report. The sale price uses 85 postcode 2137 strata sales from October to December 2025. The rent uses 176 new rental bonds from January to March 2026. Both are published at postcode level.
Do the maps show an official postcode boundary?
No. The map shows the individual ABS locality (suburb) boundaries inside the postcode, drawn together for geographic context. They are not an official postcode boundary, and the price and rent apply to the whole postcode. Before analysing a real apartment, replace the postcode medians and assumptions with the property's actual numbers. Popurise Investor is where the actual property is analysed.
Found an apartment in postcode 2137? Run the real numbers.
The postcode median is only a starting point. Add the listing price, expected rent, actual strata costs and your loan to see the result for the apartment being considered.