Development margin calculator

What development margin does this project produce?

Turn land, construction, finance and revenue into development profit and margin in seconds. A quick feasibility check before you build the full model.

Profit and marginReturn on equityLive sensitivityAustralian projects
popurise / model / development marginUpdates as you type
Development marginLive
Development profit as a share of revenue
15.5%
profit ÷ GRV
46.1% return on equity
Margin vs GRV±10% on gross realisation
6.1%Base23.2%
Development profit$8,990,000
Profit on cost18.3%
Total dev cost$49,010,000
Cost to revenue84.5%
Adjust the inputsRevenue and every cost line. Profit, margin and profit on cost update as you type.

Revenue

Costs

Equity (optional)

Scenario matrix

Development margin as gross realisation and total cost each move. The ringed cell is your current inputs.

GRV / costCost -10%Cost -5%Cost BaseCost +5%Cost +10%
GRV -10%15.5%10.8%6.1%1.4%-3.3%
GRV -5%19.9%15.5%11.1%6.6%2.2%
GRV Base23.9%19.7%15.5%11.3%7.0%
GRV +5%27.6%23.5%19.5%15.5%11.5%
GRV +10%30.9%27.0%23.2%19.3%15.5%
Your inputsDownside

Margins move quickly with revenue and cost. Profit on cost moves in step: a first-pass read, not a full feasibility.

Take it further

See the margin move over the program

Margin is one number at one point in time. In Popurise you can add timing, debt and cash flow, then compare scenarios to see what holds the margin up.

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What it does

Development margin is development profit divided by GRV. This free Popurise calculator adds up land, acquisition, construction, fees, contingency, other costs, finance and selling to a total development cost, subtracts it from GRV for the profit, then shows margin, profit on cost, cost to revenue and, if you enter equity, return on equity.

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How it works

Development margin is development profit divided by GRV.

Margin answers a simple question: of every dollar the finished project sells for, how much is left as profit once everything is paid? It is the number developers quote first, and the one financiers look for when they size a deal.

The calculation is straightforward. Add up every cost the project carries, from the land through to selling costs, subtract that total from gross realisation, and divide the profit by GRV. This calculator does that live, and shows profit on cost beside it because the two are usually read together.

It is a single-scenario screen. It does not know when the money comes and goes, which is where cash flow and IRR come in, but it is the fastest way to see whether the deal is in the right shape.

Worked example

An illustrative Australian project

Example only. Not financial advice.

Assumptions
Land price
$6.5M
Acquisition costs
$0.55M
Construction cost
$34.0M
Professional fees
$2.6M
Contingency
$1.7M
Other project costs
$0.4M
Finance and holding costs
$2.1M
Selling costs
$1.16M
Gross realisation value (GRV)
$58.0M
Equity invested
$19.5M
Result
Development margin
15.5%
Development profit
$8.99M
Profit on cost
18.3%
Total development cost
$49.0M
Return on equity
46.1%

Illustrative apartment project. Profit of $8.99M on $58.0M of revenue is a 15.5% development margin. Example only. Not financial advice.

What moves the number

The levers that move it

Margin is thin relative to the numbers around it, so it moves fast. A few percent on revenue or cost can shift it by several points.

  1. 01

    Gross realisation

    The denominator and the source of profit. Pricing and yield changes flow almost straight through to margin.

  2. 02

    Construction cost

    The largest cost line. A small move in the build rate is a large move in dollars, and margin feels all of it.

  3. 03

    Land price

    Paid up front and fixed. Overpay for the site and the margin never recovers, whatever else goes right.

  4. 04

    Finance and holding

    The cost of debt over the program. Higher rates or a longer build quietly erode the margin.

  5. 05

    Selling costs

    Commission and marketing on the way out. They reduce net revenue and therefore the margin.

  6. 06

    Contingency

    Money set aside for the unexpected. Prudent to hold, but it is a real cost that lowers the headline margin.

How to use it

A screen, not the full model

Use this to sort deals quickly. Margin is a screen, not a decision, and it says nothing about timing.

Use this calculator

To compare deals fast

When you want a like-for-like read on several sites, margin is a clean, quick way to see which ones are in the right shape.

Read both

Margin next to profit on cost

Margin divides by revenue, profit on cost by cost. They answer different questions, so screen a site on both before you commit.

Use Popurise

For the full picture

When the margin looks right, add timing, debt and cash flow to see whether it holds up over the program and clears IC.

See the software

The calculator suite

Four questions, four fast answers

Each calculator answers one question on a site. Together they screen a deal from land price to timed return, before you build the full model.

Need the full model?

This calculator gives you a quick screen. For saved projects, timing, debt, cash flow and scenario review, use Popurise property development feasibility software, where the margin is the start of the analysis rather than the end.

This free calculator

  • Development margin from GRV and costs
  • Development profit and profit on cost
  • Cost to revenue ratio
  • Return on equity
  • GRV and cost sensitivity

The full Popurise app

  • Monthly cash flow across the program
  • Debt drawdown and full finance modelling
  • Timing, staging and GST treatment
  • Project and equity IRR
  • Saved projects and scenario comparison

Questions

Answered

What development margin means, how it differs from profit on cost, and where the full model takes over.

What is development margin?
Development margin is development profit as a percentage of revenue. It measures how much of the gross realisation value is left as profit once every project cost is paid. It is one of the headline numbers a developer reads to decide whether a site is worth pursuing.
How is development margin calculated?
Development margin is development profit divided by GRV. Development profit is gross realisation value minus total development cost, where total development cost includes land, acquisition, construction, fees, contingency, other costs, finance and selling costs.
Is development margin the same as profit on cost?
No. Development margin divides profit by revenue (GRV). Profit on cost divides the same profit by the total cost base. Margin tends to be the lower number. Many developers read the two together, because they answer slightly different questions about the same deal.
What is a good development margin?
There is no universal figure. Required returns depend on location, risk, asset class, planning status, funding and market conditions. Use your own hurdle rate. This tool is a first-pass check, so treat the number as a screen rather than a benchmark.
Does margin include finance costs?
It should. Finance and holding costs are part of total development cost, so they reduce development profit and therefore the margin. This calculator has a dedicated finance and holding cost input so the number reflects the cost of debt over the program.
Is this financial advice?
No. This is a simplified modelling tool for testing development assumptions. Outputs depend entirely on the inputs you provide and are not financial, investment, planning, tax or valuation advice. Use your own professional advice before making development decisions.

See whether the margin holds over the program.

Screen the deal here, then add timing, debt and cash flow in Popurise. Free right now, no card required.