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Development cash flow calculator
Build a monthly development cashflow — equity drawdowns, debt drawdowns, construction costs, settlements — and read peak debt, peak equity and distributions straight off it.
Formula
Cashflowt = Revenuet − Costst
Cumulative cashflow drives peak debt, peak equity and IRR.
Inputs
Revenue schedule
Settlement profile — typically tail-loaded as completed dwellings sell down.
Cost schedule
Land at acquisition, construction on an S-curve, professional fees front-loaded, contingency on the build.
Finance terms
Equity ratio, senior debt facility, interest rate, drawdown rules.
Output
Monthly cashflow + peak metrics
Monthly cashflow, peak debt, peak equity, equity IRR and distribution timing.
Worked example
For the Waterloo scheme: peak debt $16.4M (month 24), peak equity $5.2M (month 8), first equity distribution month 30, last month 34. CSV export ready for IC.
Run this calculation in your real feasibility.
No spreadsheets. No setup. Fourteen-day free trial, no credit card.